I have two more payments to make on my car....I bought it new 3 years ago, and although it is not sporty, or flash, I love it. I have been driving for over 35 yrs and have been lucky enough to never have had an accident. Until last week, when someone did'nt see me apparently, and decided to move into the lane I was occupying, bashing both passenger side doors and sill. No one was hurt, so in the best sense, there was no harm done...but although the driver apologised at the time, I suspect that now getting them to admit to liability will be an uphill struggle. The car is still road worthy and I don't want to 'pretend' to have an injury, I would just like to have the damage fixed, and not be out of pocket, as it was'nt my fault.......am I being naive?